After an ex-police officer commits suicide, he finds that he must now spend his ‘life’ saving the lives of those who died before their time.

Agreed with all the above.

Also the inciting incident is of his own doing, but good inciting incidents are thrust onto the MC. By having the event come from an external force the MC is made to take action to fix something that happened out of the ordinary, other wise if he caused it then it's not unexpected and mostly by his own fault - correcting this will only bring him back to a neutral state instead of being better off than he was before the inciting incident.

How does he save people who have died? I feel like I might be missing something because that statement literally makes no sense to me. Thanks.

How does he save people who have died? I feel like I might be missing something because that statement literally makes no sense to me. Thanks.