Stephen

"Finds" = ?? Makes it sound like he's the single mom. When he meets/ romances / falls for? It just feels too generic, and the stakes are unclear.

I'm concerned about "loafer" making him passive / inactive. He seems active based on what he does in your description.

Normally (unless it is a biopic) you wouldn't use the name of a character, but rather something about their character flaw and occupation. "...a former hitman, still mourningn the loss of his beloved wife, is drawn back into..." John Wick.…